Companies lending money for these purposes rely on credit score calculators to judge whether or not to extend an offer, and how high or low to set interest rates.ĭue to the impact credit scores can have on your life, credit score monitoring should be an integral part of your financial planning. For information on placing a credit freeze, please visit How Can I Place a Security Freeze on My Credit Report.If you want to take out a loan for college tuition or refinance the mortgage on your house, a credit report will be generated. In the meantime, your credit is damaged, and the process of cleaning it up can be tedious and costly.Ī credit freeze may prevent a thief from opening fraudulent credit without your knowledge.
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You may be unaware of these fraudulent lines of credit until you get your Free Credit Report or bill collectors begin calling. If a thief steals your social security number and can successfully make a fake Colorado driver's license, they may be able to open credit in your name. Your Social Security number is the key to all of your credit, and the manner in which the three credit reporting agencies track you. In 2006, a law went into effect that allows Colorado residents to place a credit freeze with the three credit reporting agencies, which is a great step in protecting consumers from having an identity thief open fraudulent credit in the consumer's name. If your loss amount is less than $100,000, contact the Broomfield Police Department dispatch center at 303.438.6400 to have a patrol officer take your complaint. You will be contacted to set an appointment with a detective to discuss filing a complaint. If you have been the victim of an internal employee theft totaling over $100,000, please call 303.438.6410 and leave your name and telephone number.
If the check is over $5,000, you should speak to an officer about your case by calling 303.438.6400. For information on the program, please visit a Message from the District Attorney or call 800.574.6719. This program attempts to collect on the check at no cost to you. If you have received a bad check under $5,000, one that has been returned due to insufficient funds or written on a closed account, you may be able to use the 17th Judicial District Attorney's Bad Check Restitution Program.
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For additional information on what identity theft is, how to prevent it, or how to handle identity theft that's already occurred, please visit Stop Fraud Colorado. Call Police Dispatch at 303.438.6400 to speak to an officer about your situation. If you are a resident of the City and County of Broomfield, when the offense occurred, the Broomfield Police Department can take a report of Identity Theft regardless of where the acts occurred. If you are a victim of identity theft, in which your personal or financial information has been used without your permission, you should report the crime to the law enforcement agency in the jurisdiction where you live. Identity theft is a crime that affects victims every day. While identity theft and fraud victims should file crime reports with local law enforcement agencies, CBI's unit provides investigative and victim assistance to anyone seeking guidance in improving personal financial security, dealing with compromised information, and general questions regarding ID theft. The hotline connects to crime victim specialists, and they convey case information to CBI's identity theft victim advocate, Fraud Unit supervisor, or other investigators in the Fraud Unit. The Colorado Bureau of Investigation has launched Colorado's first and only 24-hour toll-free hotline for victims of identity theft and fraud. An appointment will be scheduled for you to speak to a detective about your case. If you need to report a complex financial crime such as corporate embezzlement, securities fraud, mortgage fraud, or a crime involving a significantly large financial loss (over $100,000), please contact the Investigations Division at 303.438.6410 and leave your name and phone number. If you feel you have been the victim of an identity theft, to include unauthorized credit card charges, stolen/forged checks, or other types of financial scams, please call Police Dispatch at 303.438.6400 to speak to an officer over the phone or request to speak to an officer in person. The Broomfield Police Department encourages people who are victims of identity theft to review information on this page regarding prevention and protection from identity theft crimes.
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